Development Finance for Large-Scale UK Property Projects
Expert development finance to bring ambitious schemes to life
Our development finance solutions
From £20m
Up to 75%
Min. 2 years
Development finance by sector
- Residential & mixed-use developments – Supporting large-scale urban regeneration and new-build schemes
- Build-to-rent (BTR) & purpose-built student accommodation (PBSA) – Providing funding for high-quality, high-demand rental housing
- Co-living & later living – Facilitating innovative housing solutions that cater to changing demographics and lifestyle trends
- Offices – Funding high-quality workspaces that meet evolving occupier needs and sustainability standards
- Hotels – Supporting high-quality hospitality assets in key markets
Strategic capital for every stage of development
Our financing covers multiple aspects of the development cycle, ensuring that our borrowers have access to the capital required from site acquisition through to final stabilisation. Whether it is for acquiring land, funding construction costs or covering post-completion financing needs, we provide a comprehensive funding solution that aligns with project timelines.
Our flexible financing solutions are designed to support a wide range of property development needs. Development finance from Firma Partners can be used for a variety of purposes, including but not limited to:
- Land acquisition
- Construction and development costs
- Renovation and refurbishment
- Infrastructure and utilities
- Permits and regulatory expenses
Tailored funding to transform vision into reality
At Firma Partners, we provide tailored development finance solutions that empower professional real estate developers to bring their vision to reality. Our approach goes beyond simple lending; we offer strategic financial support, helping to ensure that projects are delivered on time, within budget and to the highest standards.
Whether a borrower is constructing new residential developments, refurbishing existing properties or executing large-scale mixed-use schemes, our bespoke financing structures give the capital certainty and flexibility needed to navigate the challenges of real estate development with confidence.
With decades of experience in structuring real estate finance, we understand that no two developments are the same. That is why we work closely with our partners to provide custom financing solutions designed to meet the unique demands of each project.
Whole loan financing from Firma Partners
We simplify the borrowing process by offering whole loan solutions, meaning developers can secure their entire financing requirement from a single trusted lender. This reduces the complexity of dealing with multiple financiers, lowers transaction costs and ensures a more efficient execution process.
As a principal lender, we make all decisions in-house, allowing us to act with speed, flexibility and certainty. Our ability to provide quick approvals and tailored structuring means that our clients do not miss an opportunity due to slow or rigid financing processes.
A collaborative approach to successful development finance
At Firma Partners, we see ourselves as partners, not just lenders. Our team works closely with developers and investors, offering insights and guidance throughout the project lifecycle. By combining deep market expertise with innovative financial solutions, we ensure that our clients have the resources and support they need to deliver high-quality developments that stand the test of time.
See how we funded Royal Albert Dock
Firma Partners provided a £113.7m loan to DPK Group to fund the conversion of Royal Albert Dock, 450,000 sq ft of East London office space, into a 1,085-bed PBSA scheme with a £300m GDV. Watch the video to hear from the team behind the deal.
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Development Finance FAQs
The following FAQs are designed to provide quick clarity on how Firma Partners approaches development finance. For further detail or to discuss a specific transaction, please contact our team directly by emailing info@firma.partners
Firma Partners provides senior and whole loan development finance for ambitious residential, mixed-use and commercial schemes, with loan sizes typically ranging from £20 million to £100+ million. We specialise in partnering with institutional sponsors and experienced property developers requiring capital that matches the pace and scale of their projects.
We fund up to 90% of total costs and up to 75% of GDV, subject to deal structure, asset quality and sponsor track record.
Our lending remit spans residential-led schemes, including BTR and co-living, as well as PBSA, offices, hospitality assets and mixed-use urban regeneration schemes across the UK. We are particularly active in supporting projects that align with long-term institutional demand and demonstrate strong ESG credentials.
Yes, Firma Partners specialises in providing whole loans solutions, enabling borrowers to simplify and streamline their capital stack.
Our borrowers include listed developers, institutional sponsors, vertically integrated operators and established family offices.
For indicative terms, we require a project proposal deck, planning status details, development appraisal, financial model and a summary of sponsor experience. Our team is experienced in working with highly complex data rooms and structuring bespoke credit solutions.